Download e-book for kindle: Insurance Solutions: Plan Well Live Better: A Workbook for by Laura D. Cooper

By Laura D. Cooper

ISBN-10: 1888799552

ISBN-13: 9781888799552

ISBN-10: 1934559202

ISBN-13: 9781934559208

Readers will how you can verify coverage thoughts — together with lifestyles, incapacity, overall healthiness, and long term care — from a brand new standpoint. they're going to detect that they do have recommendations for trustworthy assurance and finally monetary safety. Cooper bargains sensible suggestion on discovering assurance, comparing its insurance, and keeping off pitfalls.

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Additional info for Insurance Solutions: Plan Well Live Better: A Workbook for People with Chronic Illnesses or Disabilities

Sample text

52 from page 10 See item B, p. 10. Note: This is not a complete exclusion for pre-existing conditions maximum = 3/1/2000 (24 months) Policy is group plan and subject to changes made for group as a whole. From policy p. 55, item No date certain; continued membership in group required; no age limit. G From Schedule of Benefits, item C , p. 54 (Deductible not annual here) $25,000 during 36 consecutive month period N/A From Schedule of Benefits, item D Item E from p. 54 None, but policy limited to schedule of benefits maximum $2,000,000 01.

Term of Policy means the maximum length of time that the disability benefits will be paid. Most policies pay either for a specified number of months or years or until a particular age is reached. Noncancellable and guaranteed renewable: Examine your policy to see if you have the right to renew your policy despite claims made, and circle yes/no on the worksheet; also see if you have protection against cancellation by the insurance company despite claims made, andcircle yes/no on the worksheet (which, by the way, also protects against premium increases based on claims).

01. EXERCISE 1 (028-046) 7/9/02 3:45 PM Page 31 EXERCISE 1 Ⅲ CATALOG YOUR PRESENT INSURANCE COVERAGE 31 Disability Insurance Policy Worksheet Today’s Date: ______________________________________________________________ Annual Premium (amount)/Waiver of Premium (yes/no): ______________________ ____________________________________________________________________________ Name, Address, Phone Number, and Financial Strength Rating of Insurance Company: ________________________________________________________________ Name, Address, and Phone Number of Agent or Group: Policy Number: ____________________ ____________________________________________________________ Name and Birthdate of Insured: ____________________________________________ Term of Policy (maximum benefit period): ____________________________________ Noncancellable or guaranteed renewable?

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Insurance Solutions: Plan Well Live Better: A Workbook for People with Chronic Illnesses or Disabilities by Laura D. Cooper


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