David Russell's Insuring the Bottom Line: How to Protect Your Company From PDF

By David Russell

ISBN-10: 1563438534

ISBN-13: 9781563438530

A useful resource to purchasing the main low-priced enterprise assurance. a part of the Merritt Taking keep an eye on sequence.

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Extra info for Insuring the Bottom Line: How to Protect Your Company From Liabilities, Catastrophes and Other Business Risks

Sample text

Once voter approval had been obtained, a taxpayer’s suit followed—eventually resolved in the school district’s favor—which delayed things further. 61 Insuring the Bottom Line On June 27, 1988, Sunrise was severely damaged by fire. Certain personal property owned by WUFSD and stored in the school was also damaged or destroyed. The fire damage to Sunrise was in excess of $2,300,000. By the time of the fire, the real estate market had slumped and Dickler asked that Sunrise be repaired and converted to another reasonably available use—including the possibility of its being used as a senior citizens center.

This right is preserved because financially troubled companies are sometimes suspected of filing fraudulent claims. Conversely, a questionable insurance claim is often a sign of bigger financial problems. 4. Loss Payment a. In the event of loss or damage covered 56 Chapter 1, Part 1: Standard Property Coverage by this Coverage Form, at our option, we will either: (1) Pay the value of lost or damaged property; (2) Pay the cost of repairing or replacing the lost or damaged property; (3) Take all or any part of the property at an agreed or appraised value; or (4) Repair, rebuild or replace the property with other property of like kind and quality.

The applicable limit(s) of insurance shown in the declarations is the most the insurance company will pay for all loss or damage resulting from any one occurrence. For the major coverages of the building and personal property form, the most the insurance company will pay for loss or damage in any one occurrence is the applicable limit of insurance shown in the declarations. One or more limits may be shown, depending upon how the coverage is written. The building and personal property form may be written on a specific, schedule, or blanket basis.

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Insuring the Bottom Line: How to Protect Your Company From Liabilities, Catastrophes and Other Business Risks by David Russell


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